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Hello! I’m Anjali. I’m a board certified health coach, author, wife, mom and food lover from the SF Bay area (now living in Seattle, WA!); with a passion for delicious food and a desire to make healthy eating easy, tasty and fun! Learn more about me here and stay for a while!

Guilt Free Late Night Nachos

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These cheesy, loaded, vegetarian, late night nachos are super satisfying and ready in under 30 minutes! And the best part: they taste just like the traditional recipe but can be enjoyed completely guilt-free!

guilt free late night nachos topped with tomatoes, peppers, onions, cheese, beans and spinach on a baking sheet

There is just something so satisfying about nachos. That gooey, cheesy goodness over crispy tortilla chips: it’s indulgent and tasty, the best type of late-night snack. But honestly, these nachos taste so good you’ll pretty much want them anytime of the day!

My husband absolutely loves nachos – but was super skeptical that I could actually make them healthy and still taste as good as the traditional recipe.

Challenge, accepted.

Enter: these loaded, late-night, vegetarian nachos. With a few simple swaps you’re able to enjoy a GIANT plate of nachos for only about 400 calories, 12g of filling fiber, and 22g of protein – with all of the richness of what nachos are all about!

ingredients for late night nachos: chips, peppers, onions, beans, taco seasoning, tomatoes, greek yogurt and spinach

What makes these late night nachos healthy?

  • Using real, organic, corn tortilla chips instead of a processed alternative. These chips only have 3 ingredients: corn, olive oil, salt. You can also make your own at home using cut up corn tortillas, baked in the oven with olive oil cooking spray and salt!
  • Adding vegetarian refried beans (either pinto beans or black beans will work well). The key here is that the beans should only have 3 ingredients: beans, salt, and water.
  • Adding in TONS of veggies! I chose tomatoes, bell peppers, baby spinach and onions — but you can really add in any veggies you like. The key is to load up the nachos with veggies to amp up the fiber and nutrients.
  • Using less cheese. You don’t need cups of cheese to make nachos cheesy – that’s the beauty of melted cheese! I used about 1/2 cup for 2 servings and that was more than enough!
  • Using Greek Yogurt instead of sour cream – that’s a healthy swap that adds in more protein, which makes these nachos even more filling.

How to make these guilt-free late night nachos – Step by Step

Preheat oven to 350 degrees F. Line a baking sheet with foil. While the oven is preheating, heat the refried beans in a pot over medium heat. Stir in taco seasoning. Cook on low for 5 minutes until combined.

refried beans cooked with taco seasoning

Once the beans are done, add corn chips to the baking sheet. Top with beans, onions, bell peppers, spinach and then cheese. 

guilt free late night nachos before being baked in the oven

Bake at 350 degrees for 10 minutes.

guilt free late night vegetarian nachos fresh out of the oven with onions, peppers, beans, cheese and spinach as toppings

Remove from the oven and top with tomatoes and Greek Yogurt. Serve Warm.

Are Nachos with Cheese still healthy?

Absolutely! The key here is: how much cheese are you using? In this recipe, we only use 1/2 cup of cheese for two giant portions – which only amounts to about 200 calories total. If you’re using real, shredded cheese in moderation and are adding extra veggies and other high fiber, high nutrient ingredients (like beans) to your nachos – they are still healthy!

Do traditional nachos usually have beans?

Believe it or not, real authentic nachos are only made with tortilla chips, cheese and jalapeños. Adding beans and other toppings are considered a spinoff of the original. That said, I think these additions just make the original recipe even better! 🙂

Should you use nacho cheese instead of shredded cheese in this recipe?

I wouldn’t recommend it! Nacho cheese, technically, isn’t even considered a “food” by the FDA. It doesn’t meet their standards for real cheese! Plus, shredded cheese just melts so wonderfully over these nachos and makes them slightly crispier too. So, while ballparks and stadiums still use nacho cheese, I’d go with the original recipe on this one and stick to real, shredded cheese. It’s better for you, less processed, and much more satisfying!

Can you make these nachos vegan?

Yes! Just omit the cheese and greek yogurt and they are vegan-friendly!

Can you make these nachos gluten-free?

The good news is, they already are gluten free! As long as the corn chips you use aren’t made in a facility that also processes wheat, you should be good to go.

healthy guilt free late night nachos fresh out of the oven with tomatoes and greek yogurt added

Top Tips for Making These Guilt Free Late Night Nachos

  • Load up your nachos so you can get as many ingredients on each chip as possible. The more the merrier here!
  • If you’re adding any of the extra fresh toppings like cilantro or green onions, sprinkle them on after the nachos come out of the oven.
  • If you want to add any extra “wet” toppings like salsa, guacamole, etc. serve it on the side of your nachos so you don’t end up with a soggy mess!
  • Use foil on your baking sheet for easy cleanup.
late night nachos fresh out of the oven, presented on baking sheet with all toppings included

More Healthy Snack Recipes

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Print Recipe
5 from 5 votes

Guilt-Free Late Night Nachos

These cheesy, loaded, vegetarian nachos taste just as good as the traditional recipe, but can be enjoyed completely guilt-free!
Prep Time10 mins
Cook Time10 mins
Total Time20 mins
Course: Appetizer
Cuisine: Mexican
Servings: 2 servings (1 serving = 14 nachos)
Calories: 415kcal
Author: Anjali Shah

Ingredients

  • 28 corn tortilla chips
  • 1 cup vegetarian refried beans (either black or pinto beans)
  • 1-2 tsp taco seasoning more to taste
  • 4 tbsp low fat Greek Yogurt
  • 1/2 red onion diced
  • 1 bell pepper (yellow, orange or red) diced
  • 1 5oz clamshell baby spinach chopped
  • 1 6oz box cherry tomatoes halved or quartered
  • 1/2 cup shredded Mexican cheese blend

Optional toppings: cilantro, fresh lime, green onions, jalapeños, guacamole, salsa, etc.

    Instructions

    • Preheat oven to 350 degrees F. Line a baking sheet with foil.
    • While the oven is preheating, heat the refried beans in a pot over medium heat. Stir in taco seasoning. Cook on low for 5 minutes until combined.
    • Once the beans are done, add corn chips to the baking sheet. Top with beans, onions, bell peppers, spinach and then cheese. 
    • Bake at 350 degrees for 10 minutes. Remove from the oven and top with tomatoes and Greek Yogurt. Serve warm. 

    Notes

    Top Tips for Making These Guilt Free Late Night Nachos
    • Load up your nachos so you can get as many ingredients on each chip as possible. The more the merrier here!
    • If you’re adding any of the extra fresh toppings like cilantro or green onions, sprinkle them on after the nachos come out of the oven.
    • If you want to add any extra “wet” toppings like salsa, guacamole, etc. serve it on the side of your nachos so you don’t end up with a soggy mess!
    • Use foil on your baking sheet for easy cleanup.

    Nutrition

    Serving: 14nachos with toppings | Calories: 415kcal | Carbohydrates: 51.5g | Protein: 22g | Fat: 13.3g | Saturated Fat: 4g | Sodium: 873mg | Potassium: 987mg | Fiber: 12.6g | Sugar: 7.1g
    These cheesy, loaded, vegetarian, late night nachos are super satisfying and ready in under 30 minutes! And the best part: they taste just like the traditional recipe but can be enjoyed completely guilt-free!
    These cheesy, loaded, vegetarian, late night nachos are super satisfying and ready in under 30 minutes! And the best part: they taste just like the traditional recipe but can be enjoyed completely guilt-free!

    Posted In…

    Appetizers ·

    Appetizers are the perfect complement to my favorite entrees and dinner party menus. You can also make a small batch for a snack, or turn them into a complete meal.

    32 responses to “Guilt Free Late Night Nachos”

    1. Me and my son actually love eating Nachos whenever we watch Netflix at home. Your tips using shredded cheese then melts it is absolutely perfect. This is a healthy version and I like it!5 stars

    2. Those look so good! I love making nachos and I can’t wait to give your recipe a try too. I bet they taste delicious!

    3. I love nachos and these look awesome. I especially like how they have refried beans and baby spinach!5 stars

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