Gluten-Free Banana Chocolate Chip Muffins
This post may contain affiliate links. As an Amazon Associate, I earn from qualifying purchases. Please read my disclosure.My light and fluffy gluten-free banana chocolate chip muffins are nutritious and totally decadent. I bake a dozen in less than an hour using gluten-free flour, ripe bananas, chocolate chips, and warming spices for the most amazing, indulgent muffin recipe kids and adults love.

The mix of banana and chocolate is a popular combination in our house, with favorites like chocolate banana ice cream and thick smoothies. My newest creation, this healthy chocolate chip banana muffins is just another great recipe of the two flavors I have added to my cookbook recently.
These muffins are a remake of my morning favorite gluten-free chocolate chip banana bread recipe. I pack them with sweet bananas, cinnamon, nutmeg, and a combination of walnuts and almonds for added crunch. They’re a great option for busy mornings or when I need a healthy snack with minimal work.
👩🏽🍳 Why I Love This Recipe
Most muffin recipes are high in calories and fat, and have loads of added sugar, but this healthy banana muffin recipe is sweetened with ripe bananas and just a touch of brown sugar, making them lower in calories. I make these muffins with gluten-free flour, perfect for anyone with gluten intolerance, and pack them with nuts and dark chocolate chips for extra crunch. They’re so good, we eat them for breakfast or a quick on-the-go snack. I make a double batch to have enough for the whole week and stuff them into my kids’ lunchboxes for a healthy sweet treat.
The best part? I can make a batch of these fluffy chocolatey muffins in no time! My kids even help me to mix the dry and wet ingredients separately, then gently fold them together to create a thick batter. Their favorite part is opening the chocolate chips and secretly munching on them while adding the rest to the muffin batter. The ripe bananas keep them perfectly moist during baking, and the warming spices of cinnamon and nutmeg create the most amazing aroma. Waiting until they’ve cooled is the hardest part about this gluten-free chocolate banana muffin recipe.
Compared to bakery-bought muffins, these are far more kid-friendly! With just a 1/3 cup of brown sugar to make a dozen, which is roughly 12 grams of sugar per muffin, everyone can enjoy a muffin guilt-free. Plus, they’re nutritious with whole grains, fiber, protein, and vitamins. These banana muffins are an all-around healthy grab-n-go snack that I take to picnics, potlucks, and share with neighbors. You’ll wish you made a bigger batch after trying one. I know I did the first time I made them 🙂
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🥘 Ingredients
My easy recipe for gluten-free banana muffins calls for simple ingredients. Here is what I use:

Overripe Bananas: I look for extra ripe bananas with lots of brown spots! Overripe bananas give the best flavor and provide a natural sweetness that makes these muffins lower in sugar.
Chocolate Chips: I like using mini dark chocolate chips that are 70% cacao. You can also use semisweet chocolate chips or non-mini chip varieties.
Gluten-Free Flour: A 1:1 replacement for all-purpose flour. I use my favorite Bob’s Red Mill Gluten-Free 1-to-1 Baking Flour, as it includes xanthan gum. Gluten-free oat flour is also a great option.
Unsalted Butter: Just a small amount of melted butter adds moisture to this recipe. To make gluten-free vegan banana muffins, I use vegan butter.
Brown Sugar: Brown sugar makes these easy gluten-free banana muffins sweet and adds a molasses flavor not found in traditional muffins with white sugar. I recommend using packed and measured brown sugar, but light-brown or dark-brown sugar will also work.
Egg: To give these muffins are fluffier crumb texture, I add 1 room temperature egg.
Vanilla Extract: I only add a few drops of vanilla, but it makes a huge difference to the overall flavor of baked goods.
Milk: I use dairy milk in this recipe, but it can easily be swapped for plant-based milk to add moisture to the batter.
Cinnamon and Nutmeg: This duo of spices is wonderful with bananas and gives these muffins a fall-inspired flavor.
Baking Soda and Baking Powder: I use both of these leavening ingredients as they help these gf banana nut muffins rise as they bake for a light and fluffy texture.
Salt: A small amount of salt helps balance the sweet flavors.
Walnuts and Almonds: I like a bit of crunch, so I add some chopped walnuts, chopped almonds, or both. Nuts also add protein, vitamins, and nutrients to this recipe!
Substitutions
Chopped Chocolate: When I don’t have chocolate chips, I chop up a bar of dark chocolate instead.
Olive Oil or Coconut Oil: Olive oil or melted coconut oil can be used in place of unsalted butter if you’re making them vegan.
Maple Syrup: To cut calories further, I use pure maple syrup instead of brown sugar.
🔪 How To Make
My gluten-free banana bread muffins are so easy to make with just 2 bowls, a whisk, and a wooden spoon. Here’s how I make the best banana muffins.
Mix Dry Ingredients: First, I preheat the oven to 425°F and grease the muffin pan with cooking spray or line it with muffin liners. Then, I whisk the flour, baking powder, baking soda, salt, cinnamon, and nutmeg together in a medium bowl. Set aside.

Mix Wet Ingredients: In a separate large mixing bowl, I mash the bananas before adding the melted butter, brown sugar, egg, vanilla extract, and milk.

Combine Ingredients: Next, I pour the dry ingredients into the banana mixture, then beat or whisk the muffin batter until combined. With a wooden spoon, I fold in the nuts and chocolate chips.

Fill Paper Liners With Muffin Batter: Then, I scoop the batter into muffin cups using an ice cream scoop or cookie scoop to evenly portion the batter, filling them to the top and bake for 5 minutes.

Continue Baking: Keeping the muffins in the oven, I reduce the oven temperature to 350°F, and continue baking for an additional 15-18 minutes until a toothpick inserted in the center comes out clean. The total time these gluten-free muffins take in the oven is about 20-23 minutes.
Cool and Remove From Pan: I allow these moist banana muffins to cool for 5 minutes in the muffin pan, then I transfer them to a wire rack (or any cooling rack) to continue cooling.

💭 Expert Tips
My #1 Secret Tip for this gluten-free banana chocolate chip muffin recipe is to use ripe bananas: I can’t overstress how important using ripe or overripe bananas is for making this muffin recipe sweet without too much sugar. Apart from being sweeter than yellowy green bananas, they have a softer texture for smooth and fluffy muffins. If your bananas are still green, wait a day or two until they soften and have brown spots.
Other Tips To Keep In Mind:
- Grease The Muffin Tin Well: If you don’t plan on using paper liners, make sure to grease your muffin tin well. I use a non-stick cooking spray to coat all surfaces completely to prevent these gluten free banana chocolate muffins from sticking in the pan!
- Allow Milk and Eggs to Reach Room Temperature: For best results, I make sure all the ingredients are at room temperature before mixing them.
- Slide a Baking Sheet Under Your Muffin Tin: To prevent spillage and even out the heat as the muffins bake, I recommend sliding a baking sheet under the muffin tin in the oven.
📖 Variations
Muffins are very versatile and great for different mix-ins. Here are some of the variations I have tried with this GF chocolate banana muffin recipe:
Sugar-Free: To make this gluten-free banana recipe refined sugar-free, I use maple syrup or coconut sugar as a 1-1 replacement instead of brown sugar.
Peanut buttery: It sounds too good to be true, but these three ingredients in one muffin are even more delicious! I add 3 tablespoons of peanut butter to the wet ingredients and sprinkle the tops of the muffins with additional chopped nuts.
Gluten-Free Oatmeal: I replace the GF flour with 1 cup of oat flour and 1/2 cup of rolled oats. This variation is my favorite!
🍽 Serving Suggestions
We eat them as they are on busy mornings, but when we’re out on picnics or for breakfast, we enjoy these deliciously fluffy muffins with some tasty house favorite.
These healthy gluten-free banana muffins are a wonderful addition to breakfast or lunch, and are so easy to take on the go for the whole family. For additional protein, I serve these muffins with mango protein smoothies or split muffins in half and fill them with white chocolate hazelnut spread or Nutella for a more indulgent treat.
When I make a larger breakfast spread or brunch (usually on weekends), I serve these with my healthy breakfast casserole. Or blend up a spinach and banana smoothie to start our day with a serving of vegetables and extra banana flavor.
🧊 Storage Directions
Refrigeration: I store any uneaten muffins in an airtight container in the refrigerator for up to 1 week. Allow these gluten free banana walnut muffins to cool completely, then transfer to an airtight container lined with paper towels and store in the fridge.
Freezing: I also freeze these muffins for up to 3 months. Once cooled, I wrap each muffin in plastic wrap or foil and place them in a zip-top freezer bag, making sure to get as much air out of the bag as possible before sealing. To defrost, I place a frozen muffin in the fridge overnight to thaw.
Reheating: They’re perfectly fine from the fridge, but reheating them makes them softer and fluffier again. To reheat muffins, I simply microwave them for 20-30 seconds.
❓Recipe FAQs
Muffins become dry if they are overmixed, overbaked, or if there is not enough moisture in the batter. Overmixing will result in a dense batter that will get dry in the oven and won’t rise as much. I recommend measuring the ingredients carefully, especially the flour, and using ripe bananas to ensure the muffins will get enough moisture to be fluffy and not dry.
My pro tip for checking baked goods is using the toothpick test. I basically insert a toothpick into the middle of a muffin, and if it comes out clean, it means the muffins are ready. I do this at 20 minutes and every few minutes after that, so they come out perfect and not dry.
When muffins deflate as they cool, it is because the oven was opened too many times during baking. Do not open the oven until at least 20 minutes of baking to check if the muffins are done with the toothpick test. Once they have risen and cooked in the middle, they will not deflate after baking and cooling.

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🎥 Watch How to Make It
Gluten Free Banana Chocolate Chip Muffins
Ingredients
- 1½ cups gluten free flour or gf oat flour spooned & leveled
- 1 tsp baking powder
- 1 tsp baking soda
- ½ tsp salt
- 1 tsp ground cinnamon
- ¼ tsp ground nutmeg
- 3 large ripe bananas (about 1.5 cups mashed)
- 6 tbsp unsalted butter, melted or coconut oil
- ⅓ cup packed brown sugar (light or dark sugar will work)
- 1 large egg at room temperature
- 1 tsp vanilla extract
- 2 tbsp milk
- ⅛ cup chopped walnuts
- ⅛ cup chopped almonds
- ½ cup dark chocolate chips (70% dark)
Instructions
- Preheat oven to 425°F. Grease the muffin pan with cooking spray
- Whisk the flour, baking powder, baking soda, salt, cinnamon, and nutmeg together in a medium bowl. Set aside. In a large bowl mash the bananas. Whisk in the melted butter, brown sugar, egg, vanilla extract, and milk.
- Pour the dry ingredients into the wet ingredients, then beat or whisk until combined. Fold in the nuts and chocolate chips.
- Spoon the batter into the muffin pan, filling them to the top. Bake for 5 minutes. Then, keeping the muffins in the oven, reduce the oven temperature to 350°F. Bake for an additional 15-18 minutes or until a toothpick inserted in the center comes out clean.
- The total time these muffins take in the oven is about 20-23 minutes, give or take.
- Allow the muffins to cool for 10 minutes in the muffin pan, then transfer to a wire rack to continue cooling.
Notes
- My #1 Secret Tip for this gluten-free banana chocolate chip muffin recipe is to use ripe bananas: I can’t overstress how important using ripe or overripe bananas is for making this muffin recipe sweet without too much sugar. Apart from being sweeter than yellowy green bananas, they have a softer texture for smooth and fluffy muffins. If your bananas are still green, wait a day or two until they soften and have brown spots.
- Grease The Muffin Tin Well: If you don’t plan on using paper liners, make sure to grease your muffin tin well. I use a non-stick cooking spray to coat all surfaces completely to prevent these gluten free banana chocolate muffins from sticking in the pan!
- Allow Milk and Eggs to Reach Room Temperature: For best results, I make sure all the ingredients are at room temperature before mixing them.
- Slide a Baking Sheet Under Your Muffin Tin: To prevent spillage and even out the heat as the muffins bake, I recommend sliding a baking sheet under the muffin tin in the oven.






I made these muffins for breakfast this morning and they were SO delicious! You’d never even know they were gluten free!
Yay!! Thanks Tayler! 🙂
i’m not ashamed of eating the whole batch in one sitting! it was so tasty!
Haha awesome! Thanks Nancy!